EquALLity wrote:
Because they didn't have access to higher education, which I can't really do anything about unfortunately. Except phonebank for Clinton.
No, that's a misconception: they don't need higher education, they need trade school. You'll make a much better income with a more stable job with a few months in a relatively cheap trade school than four years earning a bachelor's degree. It's easier, and more targeted to actual employment.
They have access to trade school; it's cheap and within everybody's reach. They just need to be informed of the options, and how to budget so they can make time and money for further education to get qualified for these jobs.
College is bad advice for 90%+ of the population.
EquALLity wrote:That's true. But I don't think it's always about money management.
There are limits to what minimum wage can do on its own, that's why I said it's important to invest. They need to build up credit, and use federal loan programs to get a house so their rent is lower and they can pay into equity (AND write off the mortgage interest).
Another upfront investment is, for example, getting solar panels installed (if you live somewhere sunny enough). It costs money right away, but there are so many subsidies to offset that, and then you start saving even more money with lower electric bills. Plant hedges along the North wall of your house (to help dissipate summer heat), buy HE appliances, improve your insulation.
Put your disposable income back into your life in the form of investment -- in your house, in your education -- and you'll find absurd amounts of tax write offs which will stretch the money farther, and you'll make more and save more.